The directive aims to protect consumers from predatory lending practices and ensure that borrowing remains accessible and fair. By establishing a clear interest rate cap, the government seeks to foster a more equitable and fair financial environment for individuals seeking loans.

In March 2024, police reported multiple incidents involving boda boda riders, including four murders and several attempted murders. For example, on March 12, 2024, a 22-year-old rider identified as James Munyegena was attacked and left unconscious by thieves who stole his motorcycle. He later succumbed to his injuries at the hospital.