A retired senior military officer, RO/00184 Colonel (RTD) Dick Bugingo, has continued to use both practical and theoretical farming skills to transform the livelihoods of many Ugandans through mindset change and model farming.
At his AGDI diary...
Prioritize needs over wants, avoid debt, and build emergency funds, as these habits can ensure financial stability, reduce stress, and help them achieve their long-term goals and stability.